Fintech App

FDIC-insured · SOC 2 · 4.9★ App Store

A bank account that pays you to save.

Higher APY than the big banks. No fees, no minimums, no overdraft surprises. FDIC-insured to $250K.

Download for iOSAndroid
FDIC-insured to $250KSOC 2 Type IINo hidden fees$2B+ deposits

What's in the app

01

High-yield savings

4.20% APY · 10× the national average. No minimum, no caps.

02

Checking

No fees, no overdraft, free ATM access at 55,000 machines.

03

Investing

Auto-invest from $1, ETF portfolios, retirement accounts. $0 commissions.

04

Bills + budgeting

Track spending, set rules, predict end-of-month — all auto-categorised.

Data security illustration

Built compliance-first.

We chose the slow path. Bank-grade encryption from day one, SOC 2 Type II annually, partner with FDIC-insured institutions, and regulator-friendly product design. Your money is real-bank safe; your data is encrypted end-to-end.

  • FDIC-insured to $250K via partner banks
  • SOC 2 Type II audited annually
  • End-to-end encryption · 2FA enforced
  • Registered with the SEC + FINRA for investment products

What users say

4.9·28,480 reviews
“Switched from my old bank in 20 minutes. Earning 4× more interest. Why wasn't I doing this years ago?”
S
Sara M.
App Store review
“The auto-invest feature is genius. I've saved 3× more this year than ever before.”
M
Marcus T.
Verified user
“Customer support actually exists and actually helps. Try saying that about my old bank.”
L
Lana P.
Verified user

Press + partnerships

Bank partnerships, investor relations, press — all handled here.

Live metrics
50,000+
API calls/min handled
12ms
Median response
99.99%
Uptime SLA
4.9/5
Developer NPS

Developer questions

Do you have a free tier?+

Yes. 10,000 API calls/month, unlimited seats. No card required.

What about rate limits?+

60/min on the free tier, 600/min on Pro, custom on Enterprise.

Can I self-host?+

Enterprise tier ships a self-hostable build. Same product, your infra, your data.

How fast is your support?+

Median first response: 90 minutes. P95 under 4 hours.

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